Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Hello, I’m Tom Schiavone.
I’m an Independent Insurance Broker and Founder of Get Medicare Smart
I built my Agency on the idea people deserve a trusted guide when working to navigate the world of insurance, and especially the confusing maze of Medicare. As a truly independent brokerage, our loyalty is to the customer and not the insurance company. I specialize in helping people to cut through the confusion, and find the best plan for their needs, at the best price. You can feel confident in knowing that you have made the right decision for you when it comes to your Medicare and health insurance. We are currently licensed in 5 states, and our service is completely free of charge.
Tom currently resides in Oceanport, NJ with his wife of 36 years.
Our Service Is 100% Free.
Why Use An Independent Broker?
- We shop 30 + insurance companies to help you find the best plan at the best price. The rates we provide are the same exact rates offered by going direct to the insurance company.
- Annual Policy Review and Rate Check to assure you’re always on the best policy for your needs with the lowest premium.
- Service your account year-round, including solving problems with billing, eligibility and claims.
- Ease the burden on your time by doing the “legwork” for you.
- Assist with the renewal process and keep you updated on any government-level changes that can affect your coverage.
STILL UNSURE?
Check out what people have to say about Get Medicare Smart:
Tom has been very instrumental with ensuring I have supplemental medical, prescription, dental and vision coverages with my pending retirement. He's extremely knowledgeable and will help you work through the process step-by-step. He's quick to respond to your calls and emails. What could be a complex process, he simplified. Thank you, Tom.
Tom is the most knowledgeable expert in all aspects of Medicare insurance products which are by no means one size fits all. Tom never tries to "sell you" - his approach is to first listen to what you want, need and can afford after which he then explains to you what is available in the marketplace which allows you with his help to both understand and choose the plan that fits you best. I personally attest that you will be hard pressed to find a smarter person on the planet to help you make your choice of a Medicare plan that is right for you.
I highly recommend Tom Schiavone for your insurance needs. Every time I call Tom he is extremely responsive and takes time to explain complex aspects of Medicare insurance. He is extremely knowledgable.
I would recommend Tom to all my family and friends. As my husband and I are facing some life changes, Tom has been with us every step of the way. He is patient, detail oriented , responsive and has provided us with peace of mind as we conquered our Medicare needs. It has been a pleasure to do business with Tom!
There is no reason to struggle through the process of signing up for Medicare even if you think you know what to do! Tom Schiavone is calm, patient, informative, took time to answer my questions and broke everything down for me in an easy to understand manner. Going at it alone would run the risk of missing something critically important (separate coverage for prescriptions ie.) I highly recommend Tom (who I didn’t know before our first call) but you will trust him immediately to help you navigate this very important process. Oh and it costs you NOTHING!
I went into the process with trying to educate myself on Medicare and between the numerous, mailings, emails & even phone calls, it became overwhelming. I am so happy that I was referred to Tom by a good friend. He is very knowledgeable and explained everything perfectly. The process was seamless and stress free thanks to Tom. I greatly appreciated his help and highly recommend his services.
Tom is knowledgeable and patient and will walk you through the whole process. He will not make your decisions for you but provides pluses and minuses to each option and talks you through it in a plain and easy to understand manner. He is the BEST!
Tom was a HUGE help in getting me through the application to completing all coverages. He is extremely knowledgeable, very patient and takes all the time needed to explain the choices available. I will definitely be telling all my friends about him as they approach Medicare application time. You can do yourself a big favor by contacting Tom for a smooth transition into Medicare.
It is a pleasure to do business with Tom Schiavone, he makes sure that he finds the best policy and also saves me money.
We highly recommend Tom, he has always given us the best advice on plan coverages & affordability. He is always willing to answer questions and explain all your options.
Tom was very organized and explained the Medicare process and options in a straightforward and professional manner. I recommend him to anyone making a Medicare or insurance decision
Tom couldn't have been more helpful or patient. I was very overwhelmed by the entire process, and he answered all my questions, provided all the information I needed to make the best choices for me, and he really put my mind at ease. His experience and wealth of knowledge were absolutely invaluable. I very highly recommend him for anyone looking to navigate Medicare and all the moving parts. I'm so very glad he was recommended to me.
We were lost in the Medicare maze and did not have time to become Medicare experts. Tom was so patient with us. He did all of the investigation, explained all of our options, and then gave us his recommendations. That was a few years ago and we are still very happy with his plan.
Tom Schiavone is a rare combination of both Professional and Personable in taking care of our Medicare supplement needs...leaving us with peace of mind.
Thank you Tom for your expert advice. You made the process of picking the different medicare plans very easy to understand. You took the time to help pick the right plans for me. You did all this plus you saved me money....
I want to let you all know the excellent experience my husband and I had while working with Tom. His knowledge of all the in's and out's of medicare made the process so much more easy and tolerable. Lots to know, read , understand and then choose came with patience and explanation that we could digest. I would suggest to anyone approaching the time to apply, that you reach out to Tom Schiavonne. You'll be in good hands!
When it was time for my wife and I to get Medicare benefits, I was confused so I contacted Tom and I am so glad that I did so. He helped me every step of the way with explaining the Medicare process and helped me obtain supplemental insurance and the appropriate prescription coverage. I can't thank him enough!
Tom is very knowledgeable, thorough, and a pleasure to work with. My husband had a payment glitch with his insurance company and Tom worked it out on Good Friday at 5 pm.
Tom is knowledgeable and patient answering all questions. I am very happy to have found him.
I highly recommend Tom Schiavone for Medicare guidance and other related decisions as my wife and I approach retirement and age 65. Tom's personal touch, professionalism and knowledge is outstanding. Tom's insight in preparing us for comfortable retirement through Medicare decisions and other related matters has been great. Highest marks for Tom! Dave and Pam O'Hara
I highly recommend Tom Schiavone for Medicare guidance and other related decisions as my wife and I approach retirement and age 65. Tom's personal touch, professionalism and knowledge is outstanding. Tom's insight in preparing us for comfortable retirement through Medicare decisions and other related matters has been great. Highest marks for Tom! Dave and Pam O'Hara
It was a pleasure working with Tom to get our Medicare Enrollment done on time. He was knowledgeable, patient and answered all our questions as well as making sure we understood the entire process. He walked us through every step.. and we would not have been able to get everything done in time without his help and guidance. We highly recommend Tom for all your healthcare needs. Joy & Frank R
Tom is without question the person to talk with if you are looking for someone to cut through the complexity, explain programs and options in plain English, and assist in seamless enrollment and billing. Could not be happier with my experience.
Tom's professionalism and expertise was excellent. He was thorough, concise and well versed in Medicare issues that I was questioning. Reach out to Tom for a positive experience. Thank you Tom ! Scott Thompson, Red Bank, NJ
Getting older and getting Medicare these days is so ridiculously complicated. A friend referred me to Tom and it really lessened the pain of it all. He took a lot of his time to explain it in detail to me. He was extremely patient and always made himself available if I needed to ask any questions; which I did. He even sent me a short video clip that explained the process even more. I would highly recommend Tom Schiavone for help with healthcare. He knows all the ins and outs of this business for sure. Thanks Tom.
I would like to say that Tom Schiavone was very helpful in getting my Dad all set with a new supplement insurance and also helped us apply for the PADD program. We appreciate all his help.
Tom is awesome!! He was able to simplify the most complex thing I've ever encountered (and I've spent the last 35 years in the High Tech Industry). I highly recommend giving Tom a call about Medicare etc etc. - he was a great help.
Tom knows how to analyze all plans in relation to my needs and comes up with the best value for me. He is very patient explaining all of the options & answering my questions. He is attentive and very honorable. I trust him implicitly.
I receive the best evaluation and service. Highly recommend!!!
found Tom as i was searching for someone to help me with my Medicare insurance issues. Can't tell you how lucky I was to find him. Tom was, and is, totally professional and knowledgeable. Equally important he really cares about doing the best he can for you. He helped me maintain equal coverage while significantly reducing my annual expenses. if you need help with Medicare coverage give him a try---you will be totally happy you did.
Very informative, courteous addressed all concerns and questions
Tom was very knowledgeable about both Medicare and 3rd party insurance. A terrific one on one consultation! Highly recommended for the very confusing Medicare plans-he summarized everything so clearly and recommended the plan best for me. I referred others at my company to Tom, and they were all equally satisfied. Give him a call-you won’t be disappointed!!
Tom is one of a kind. He was and always is very attentive to you with every question or request. He is always available and extremely knowledgeable about everything insurance. I would highly recommend contacting Tom now. You will not regret it
Tom was recommended to provide assistance in researching a supplemental prescription plan (Medicare Part d) for my mom who currently has a prescription plan through the federal government. Tom responded quickly and provided exceptional guidance and insight after researching the matter and doing a thorough cost analysis. Tom is extremely knowledgeable and I would highly recommend him to anyway seeking assistance with Medicare and/or any of your insurance needs.
Talking to Thomas today was definitely a blessing he gave me information about medicare and the advantage plans and the different types of situations that I was not aware of before I talked to him, He definitely gave me some good advice and I appreciate him taking the time to do that.
Excellent, right on point. Eliminates the clutter and confusion.
Someone recommended that I call Tom Schiavone to help shop my Mom's Medicare Supplement plan. He was very knowledgeable and suggested a plan that would work best for her and also save about $1,000 per year. My Mom is very happy with the new plan and would highly recommend him!
The Right Plans for Your Needs.
We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
Term Life Insurance
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Long Term Care
As we age, the likelihood we will need some type of medical or personal care increases. We may need long term care - a variety of services which help meet the medical and non-medical needs of people with a chronic illness or disability who cannot care for themselves for long periods of time.
Annuities
Unlike retirement plans, there is no limit to how much money you can put into an annuity! The number of annuity products on the market today can make selecting the most suitable annuity a confusing process.
Travel Insurance
If you are considering a trip overseas, don’t assume that just because you have excellent medical, auto, and home insurance that you will have the necessary insurance protection.
HAVE A QUESTION?
Get In Touch With Us
Disclaimer:
By entering my contact information and submitting this form, I provide my express written consent for a representative of Thomas Schiavone, Independent Medicare Broker to contact me regarding products or services, including Medicare Supplement, Medicare Advantage, and prescription drug insurance plans via live, automated dialing system, or telephone call, text, or email at this number even if registered on the National DNC registry. Message and data rates may apply, and message frequency may vary. Calls and texts are for marketing purposes. Text Help for help. Text Stop to cancel. I understand my telephone company may impose charges on me for these contacts and am not required to enter into this agreement as a condition of any purchase or service. I understand I can revoke this consent through any reasonable means. Licensed Sales Agents are not connected with or endorsed by the U.S. government or the federal Medicare program. There is no obligation to enroll and agreeing to this does not affect your current enrollment nor will it enroll you in a Medicare plan. I agree to the Privacy Policy and Terms and Conditions. Participating sales agencies represent Medicare Advantage [HMO, PPO, PFFS] and/or Prescription Drug Plan organizations that are contracted with Medicare.