Medicare Advantage
Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.
Hello, I’m Tom Schiavone.
I’m an Independent Insurance Broker and Founder of Get Medicare Smart
I built my Agency on the idea people deserve a trusted guide when working to navigate the world of insurance, and especially the confusing maze of Medicare. As a truly independent brokerage, our loyalty is to the customer and not the insurance company. I specialize in helping people to cut through the confusion, and find the best plan for their needs, at the best price. You can feel confident in knowing that you have made the right decision for you when it comes to your Medicare and health insurance. We are currently licensed in 5 states, and our service is completely free of charge.
Tom currently resides in Oceanport, NJ with his wife of 36 years.
Our Service Is 100% Free.
Why Use An Independent Broker?
- We shop 30 + insurance companies to help you find the best plan at the best price. The rates we provide are the same exact rates offered by going direct to the insurance company.
- Annual Policy Review and Rate Check to assure you’re always on the best policy for your needs with the lowest premium.
- Service your account year-round, including solving problems with billing, eligibility and claims.
- Ease the burden on your time by doing the “legwork” for you.
- Assist with the renewal process and keep you updated on any government-level changes that can affect your coverage.
STILL UNSURE?
Check out what people have to say about Get Medicare Smart:
I highly recommend Tom Schiavone for Medicare guidance and other related decisions as my wife and I approach retirement and age 65. Tom's personal touch, professionalism and knowledge is outstanding. Tom's insight in preparing us for comfortable retirement through Medicare decisions and other related matters has been great. Highest marks for Tom! Dave and Pam O'Hara
The Right Plans for Your Needs.
We recognize that your needs and situation are unique. We spend the time to get to know you to make sure that you get coverage and support that fits your lifestyle.
Medicare Supplement
A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.
Medicare Part D
Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.
Individual Health Insurance
No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.
Term Life Insurance
Term life insurance coverage can be relatively easy to comparison shop. It simply covers you in the event that you die before the end of the term for which you are covered.
Dental Insurance
Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.
Long Term Care
As we age, the likelihood we will need some type of medical or personal care increases. We may need long term care - a variety of services which help meet the medical and non-medical needs of people with a chronic illness or disability who cannot care for themselves for long periods of time.
Annuities
Unlike retirement plans, there is no limit to how much money you can put into an annuity! The number of annuity products on the market today can make selecting the most suitable annuity a confusing process.
Travel Insurance
If you are considering a trip overseas, don’t assume that just because you have excellent medical, auto, and home insurance that you will have the necessary insurance protection.
HAVE A QUESTION?
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Disclaimer:
By entering my contact information and submitting this form, I provide my express written consent for a representative of Thomas Schiavone, Independent Medicare Broker to contact me regarding products or services, including Medicare Supplement, Medicare Advantage, and prescription drug insurance plans via live, automated dialing system, or telephone call, text, or email at this number even if registered on the National DNC registry. Message and data rates may apply, and message frequency may vary. Calls and texts are for marketing purposes. Text Help for help. Text Stop to cancel. I understand my telephone company may impose charges on me for these contacts and am not required to enter into this agreement as a condition of any purchase or service. I understand I can revoke this consent through any reasonable means. Licensed Sales Agents are not connected with or endorsed by the U.S. government or the federal Medicare program. There is no obligation to enroll and agreeing to this does not affect your current enrollment nor will it enroll you in a Medicare plan. I agree to the Privacy Policy and Terms and Conditions. Participating sales agencies represent Medicare Advantage [HMO, PPO, PFFS] and/or Prescription Drug Plan organizations that are contracted with Medicare.